FHA Lowered and Streamlined the Mortgage Insurance Premiums
FHA is reducing the Mortgage Insurance monthly factor eliminating the distinction in rates based upon the base loan amount. As you can see from the chart below the MI monthly factors are based on the base loan amount.
FHA, VA and Conventional Maximum Loan Amounts were raised this year.
Click here for the complete list of loan amounts
Conventional Conforming Loan Amounts and
VA Maximum matches Conventional 1 unit
| Con Unit 1 | Con Unit 2 | Con Unit 3 | Con Unit 4 | State | County Name |
| California | |||||
| 424,100 | 543,000 | 656,350 | 815,650 | CA | FRESNO |
| 424,100 | 543,000 | 656,350 | 815,650 | CA | KERN |
| 636,150 | 814,500 | 984,525 | 1,223,475 | CA | LOS ANGELES |
| 636,150 | 814,500 | 984,525 | 1,223,475 | CA | ORANGE |
| 424,100 | 543,000 | 656,350 | 815,650 | CA | RIVERSIDE |
| 488,750 | 625,700 | 756,300 | 939,900 | CA | SACRAMENTO |
| 424,100 | 543,000 | 656,350 | 815,650 | CA | SAN BERNARDINO |
| 612,950 | 784,700 | 948,500 | 1,178,750 | CA | SAN DIEGO |
| 636,150 | 814,500 | 984,525 | 1,223,475 | CA | SAN FRANCISCO |
| 636,150 | 814,500 | 984,252 | 1,223,475 | CA | VENTURA |
| 493,350 | 631,550 | 763,450 | 948,750 | CO | ADAMS |
| Colorado | |||||
| 493,350 | 631,550 | 763,450 | 948,750 | CO | ARAPAHOE |
| 529,000 | 677,200 | 818,600 | 1,017,300 | CO | BOULDER |
| 493,350 | 631,550 | 763,450 | 948,750 | CO | DENVER |
| 493,350 | 631,550 | 763,450 | 948,750 | CO | DOUGLAS |
| 493,350 | 631,550 | 763,450 | 948,750 | CO | JEFFERSON |
| 424,100 | 543,000 | 656,350 | 815,650 | CO | LARIMER |
| 424,100 | 543,000 | 656,350 | 815,650 | CO | PUEBLO |
| 424,100 | 543,000 | 656,350 | 815,650 | CO | RIO BLANCO |
| 424,100 | 543,000 | 656,350 | 815,650 | CO | WELD |
FHA Maximum Loan Amounts
| Unit 1 | Unit 2 | Unit 3 | Unit 4 | State | County Name |
| California | |||||
| 636150 | 814500 | 984252 | 1223475 | CA | CONTRA COSTA |
| 281750 | 360700 | 436000 | 541800 | CA | FRESNO |
| 275665 | 352950 | 426625 | 530150 | CA | KERN |
| 636150 | 814500 | 984252 | 1223475 | CA | LOS ANGELES |
| 636150 | 814500 | 984252 | 1223475 | CA | ORANGE |
| 379500 | 485800 | 587250 | 729800 | CA | RIVERSIDE |
| 488750 | 625700 | 756300 | 939900 | CA | SACRAMENTO |
| 379500 | 485800 | 587250 | 729800 | CA | SAN BERNARDINO |
| 612950 | 784700 | 948500 | 1178750 | CA | SAN DIEGO |
| 636150 | 814500 | 984252 | 1223475 | CA | SAN FRANCISCO |
| 636150 | 814500 | 984252 | 1223475 | CA | SANTA BARBARA |
| 636150 | 814500 | 984252 | 1223475 | CA | VENTURA |
| Colorado | |||||
| 493350 | 631550 | 763450 | 948750 | CO | ADAMS |
| 493350 | 631550 | 763450 | 948750 | CO | ARAPAHOE |
| 529000 | 677200 | 818600 | 1017300 | CO | BOULDER |
| 493350 | 631550 | 763450 | 948750 | CO | DENVER |
| 493350 | 631550 | 763450 | 948750 | CO | DOUGLAS |
| 493350 | 631550 | 763450 | 948750 | CO | JEFFERSON |
| 376050 | 481400 | 581900 | 723150 | CO | LARIMER |
| 275665 | 352950 | 426625 | 530150 | CO | PUEBLO |
| 322000 | 412200 | 498250 | 619250 | CO | WELD |